Terms of Service

1. Acceptance of Terms

By accessing and using Vinaji Digital ("the Platform," "we," "us," or "our"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Vinaji Digital is a comprehensive digital marketplace platform that provides:

• Job posting and application services
• Freelance gig marketplace
• Online course platform
• Digital product marketplace
• Blog and content management system
• Payment processing and wallet services
• Communication and review systems

3. User Accounts and Registration

Account Creation

• You must be at least 18 years old to create an account
• You must provide accurate and complete information
• You are responsible for maintaining the security of your account
• You must not share your account credentials with others

Account Verification

We may require identity verification (KYC) for certain features, including but not limited to payment processing and withdrawal services.

4. User Conduct and Responsibilities

As a user of Vinaji Digital, you agree to:

• Use the platform in accordance with all applicable laws and regulations
• Provide accurate information in all your listings and communications
• Respect the intellectual property rights of others
• Not engage in fraudulent, deceptive, or misleading activities
• Not post inappropriate, offensive, or harmful content
• Not attempt to circumvent our payment system
• Not spam or harass other users
• Complete transactions in good faith

5. Content and Intellectual Property

Your Content

• You retain ownership of content you post on the platform
• You grant us a license to use, display, and distribute your content
• You are responsible for ensuring you have rights to all content you post
• You warrant that your content does not infringe on third-party rights

Platform Content

All platform features, design, and functionality are owned by Vinaji Digital and protected by copyright, trademark, and other intellectual property laws.

6. Payment Terms

Fees and Commissions

• We may charge fees for certain services and transactions
• Commission rates will be clearly displayed before transactions
• Fees are non-refundable unless otherwise specified
• We reserve the right to change fee structures with notice

Payment Processing

• All payments are processed securely through our platform
• We support multiple payment methods including bank transfers and crypto
• Funds are held in escrow until transaction completion
• Withdrawals are subject to verification and processing times

7. Dispute Resolution

In case of disputes between users, we provide mediation services. However, we are not obligated to resolve disputes and users are encouraged to resolve issues directly.

• Report disputes through our support system
• Provide evidence and documentation
• Cooperate with our investigation process
• Accept our final decision on disputes

8. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using our services, you consent to our privacy practices.

9. Disclaimers and Limitations

Service Availability

We strive to maintain platform availability but do not guarantee uninterrupted service. We may suspend or modify services for maintenance or improvements.

User Interactions

We are not responsible for the quality, safety, or legality of services provided by users. All transactions are between users, and we act as a facilitator only.

10. Account Termination

We may terminate or suspend accounts for:

• Violation of these terms of service
• Fraudulent or illegal activities
• Abuse of platform features
• Non-payment of fees
• Inactivity for extended periods

You may also terminate your account at any time by contacting our support team. Upon termination, you remain liable for any outstanding obligations.

11. Modifications to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting. Continued use of the platform after changes constitutes acceptance of the new terms.

We will notify users of significant changes via email or platform notifications.

12. Governing Law

These terms are governed by the laws of Nigeria. Any disputes will be resolved in the courts of Nigeria. If any provision of these terms is found to be unenforceable, the remaining provisions will remain in effect.

13. Contact Information

For questions about these terms or our services, please contact us using the information provided below.